AI 및 Gmail을 사용하여 YNAB 내 Amazon 거래 메모 자동 업데이트
고급
이것은Document Extraction, AI Summarization분야의자동화 워크플로우로, 30개의 노드를 포함합니다.주로 If, Set, Wait, Gmail, Webhook 등의 노드를 사용하며. AI 및 Gmail을 사용하여 YNAB의 Amazon 거래 메모 자동 업데이트
사전 요구사항
- •Google 계정 및 Gmail API 인증 정보
- •HTTP Webhook 엔드포인트(n8n이 자동으로 생성)
- •대상 API의 인증 정보가 필요할 수 있음
- •OpenAI API Key
사용된 노드 (30)
워크플로우 미리보기
노드 연결 관계를 시각적으로 표시하며, 확대/축소 및 이동을 지원합니다
워크플로우 내보내기
다음 JSON 구성을 복사하여 n8n에 가져오면 이 워크플로우를 사용할 수 있습니다
{
"meta": {
"instanceId": "03e9d14e9196363fe7191ce21dc0bb17387a6e755dcc9acc4f5904752919dca8",
"templateCredsSetupCompleted": true
},
"nodes": [
{
"id": "6ee18fe3-405a-49a3-8f86-11ccefda3548",
"name": "'워크플로 테스트' 클릭 시",
"type": "n8n-nodes-base.manualTrigger",
"position": [
-864,
160
],
"parameters": {},
"typeVersion": 1
},
{
"id": "5571fbfd-9c84-445a-9972-792dcb2a9e42",
"name": "다음 거래 확인",
"type": "n8n-nodes-base.noOp",
"position": [
2752,
32
],
"parameters": {},
"typeVersion": 1
},
{
"id": "d5b14c55-eac1-4bbb-9e94-42a4ebd641e1",
"name": "Webhook",
"type": "n8n-nodes-base.webhook",
"position": [
-864,
16
],
"webhookId": "1c756ff4-2cf9-4570-b633-b2d8d193475b",
"parameters": {
"path": "1c756ff4-2cf9-4570-b633-b2d8d193475b",
"options": {},
"authentication": "basicAuth"
},
"credentials": {
"httpBasicAuth": {
"id": "xxrkmwLKTSvujNH4",
"name": "n8n internal"
}
},
"typeVersion": 2.1
},
{
"id": "3bd820de-86fe-4ddf-a876-fc7756cd0162",
"name": "일정 트리거",
"type": "n8n-nodes-base.scheduleTrigger",
"position": [
-864,
-128
],
"parameters": {
"rule": {
"interval": [
{
"field": "hours"
}
]
}
},
"typeVersion": 1.2
},
{
"id": "2810da77-72ac-4ee3-b563-ef0a71d0a5f7",
"name": "계산기",
"type": "@n8n/n8n-nodes-langchain.toolCalculator",
"position": [
2112,
-48
],
"parameters": {},
"typeVersion": 1
},
{
"id": "70f26d90-fffb-491b-9895-32bdd9d29ed5",
"name": "OpenAI 채팅 모델",
"type": "@n8n/n8n-nodes-langchain.lmChatOpenAi",
"position": [
1920,
-48
],
"parameters": {
"model": {
"__rl": true,
"mode": "list",
"value": "gpt-4.1-mini"
},
"options": {}
},
"credentials": {
"openAiApi": {
"id": "jQgIuototc3X8Idi",
"name": "n8n Marketing Open AI"
}
},
"typeVersion": 1.2
},
{
"id": "7df5e6bf-e3b9-41a5-a406-285ff502f665",
"name": "스티키 노트",
"type": "n8n-nodes-base.stickyNote",
"position": [
-928,
-400
],
"parameters": {
"color": 7,
"width": 720,
"height": 768,
"content": "\n## Trigger and Get YNAB Transactions\nThis workflow can be triggered several different ways. Ideally, it runs on a schedule every hour, and when new transactions are found, the memo fields are automatically updated. "
},
"typeVersion": 1
},
{
"id": "34f849a7-fb42-4eb8-951d-ede8d2102381",
"name": "모든 미승인 거래 가져오기",
"type": "n8n-nodes-base.httpRequest",
"position": [
-352,
48
],
"parameters": {
"url": "=https://api.ynab.com/v1/budgets/{{ $json.budgetid }}/transactions",
"options": {},
"sendQuery": true,
"authentication": "predefinedCredentialType",
"queryParameters": {
"parameters": [
{
"name": "type",
"value": "unapproved"
}
]
},
"nodeCredentialType": "ynabApi"
},
"credentials": {
"ynabApi": {
"id": "LAMbpNc7ufRN2Yic",
"name": "YNAB account"
},
"httpHeaderAuth": {
"id": "8Yr1tAjoggYWKgcJ",
"name": "YNAB Auth"
}
},
"typeVersion": 4.2
},
{
"id": "79d3aa72-8fce-4367-a6c2-eb0cb59406e6",
"name": "거래 분할",
"type": "n8n-nodes-base.splitOut",
"position": [
-96,
48
],
"parameters": {
"options": {},
"fieldToSplitOut": "data.transactions"
},
"typeVersion": 1
},
{
"id": "221a624e-815e-4a56-9096-7e9e3030a2d5",
"name": "필요 데이터 추출",
"type": "n8n-nodes-base.set",
"position": [
128,
48
],
"parameters": {
"options": {},
"assignments": {
"assignments": [
{
"id": "24124c97-17e7-4468-a332-6831e86ea9fb",
"name": "date",
"type": "string",
"value": "={{ $json.date }}"
},
{
"id": "d73d6405-59d7-4b0a-ad73-9bb6aad9f111",
"name": "amount",
"type": "number",
"value": "={{ ($json.amount / 1000).toFixed(2) }}"
},
{
"id": "a9c66b70-5d1b-445c-a13e-64df994f7770",
"name": "account_name",
"type": "string",
"value": "={{ $json.account_name }}"
},
{
"id": "53eae7b8-c39c-4774-8240-856ba70cbb0b",
"name": "payee_name",
"type": "string",
"value": "={{ $json.payee_name }}"
},
{
"id": "da81f003-5597-4bd3-b303-96493bc20519",
"name": "category_name",
"type": "string",
"value": "={{ $json.category_name }}"
},
{
"id": "315e5b5c-aece-4988-b42f-0872d090e0c0",
"name": "import_payee_name_original",
"type": "string",
"value": "={{ $json.import_payee_name_original }}"
},
{
"id": "4bd06ea6-b7d7-411f-a402-cb31e56ad03c",
"name": "approved",
"type": "boolean",
"value": "={{ $json.approved }}"
},
{
"id": "9167c3ce-e2c6-4b30-a1e2-e29910aceebd",
"name": "transaction_id",
"type": "string",
"value": "={{ $json.id }}"
},
{
"id": "ec4079ad-5aed-4bb7-9a06-97631f796ed3",
"name": "account_id",
"type": "string",
"value": "={{ $json.account_id }}"
},
{
"id": "ccdcc857-8465-4455-bd93-59d7d998dc22",
"name": "memo",
"type": "string",
"value": "={{ $json.memo }}"
}
]
}
},
"typeVersion": 3.4
},
{
"id": "e9062f61-44e0-464f-ba76-8303650244a0",
"name": "아마존 구매 확인",
"type": "n8n-nodes-base.if",
"position": [
352,
48
],
"parameters": {
"options": {},
"conditions": {
"options": {
"version": 2,
"leftValue": "",
"caseSensitive": true,
"typeValidation": "strict"
},
"combinator": "and",
"conditions": [
{
"id": "19aaf513-c93e-4895-8e16-7aef1e5ed2ba",
"operator": {
"type": "string",
"operation": "contains"
},
"leftValue": "={{ $json.payee_name.toLowerCase() }}",
"rightValue": "amazon"
}
]
}
},
"typeVersion": 2.2
},
{
"id": "467f2ece-bf82-4526-ab99-11ebce6e2662",
"name": "메모 필드 공백 확인",
"type": "n8n-nodes-base.if",
"position": [
576,
48
],
"parameters": {
"options": {},
"conditions": {
"options": {
"version": 2,
"leftValue": "",
"caseSensitive": true,
"typeValidation": "strict"
},
"combinator": "and",
"conditions": [
{
"id": "5330bad2-50b5-470d-8c5a-5a877ec481a5",
"operator": {
"type": "string",
"operation": "empty",
"singleValue": true
},
"leftValue": "={{ $json.memo }}",
"rightValue": ""
}
]
}
},
"typeVersion": 2.2
},
{
"id": "51438377-a3e4-4224-be1d-2d7b7fb0f63c",
"name": "거래 반복 처리",
"type": "n8n-nodes-base.splitInBatches",
"position": [
800,
-16
],
"parameters": {
"options": {}
},
"typeVersion": 3
},
{
"id": "062a5050-9e21-4e16-9126-9b84108a51d0",
"name": "속도 제한 방지를 위해 5초 대기",
"type": "n8n-nodes-base.wait",
"position": [
2992,
32
],
"webhookId": "800d4979-691b-4c02-af75-467ee9e767ad",
"parameters": {},
"typeVersion": 1.1
},
{
"id": "094e245a-ab4a-4b3d-b60c-bac5d23028e8",
"name": "거래 메모 필드 업데이트",
"type": "n8n-nodes-base.httpRequest",
"position": [
2560,
-240
],
"parameters": {
"url": "=https://api.ynab.com/v1/budgets/{{ $('BudgetID').item.json.budgetid }}/transactions/{{ $('Loop Over Transactions').item.json.transaction_id }}",
"method": "PUT",
"options": {},
"jsonBody": "={\n \"transaction\": {\n \"memo\": \"{{ ($json.output || '')\n .replace(/[\\\\\\n\\r\\t\"]/g, ' ') // remove backslashes, newlines, tabs, quotes\n .replace(/\\s+/g, ' ') // collapse extra spaces\n .trim()\n .slice(0, 499) }}\"\n }\n}",
"sendBody": true,
"specifyBody": "json",
"authentication": "predefinedCredentialType",
"nodeCredentialType": "ynabApi"
},
"credentials": {
"ynabApi": {
"id": "LAMbpNc7ufRN2Yic",
"name": "YNAB account"
},
"httpHeaderAuth": {
"id": "8Yr1tAjoggYWKgcJ",
"name": "YNAB Auth"
}
},
"typeVersion": 4.2
},
{
"id": "c8db0869-a551-4e56-84bc-d3c99ccd8d83",
"name": "오류로 메모 업데이트",
"type": "n8n-nodes-base.httpRequest",
"position": [
2528,
32
],
"parameters": {
"url": "=https://api.ynab.com/v1/budgets/{{ $('BudgetID').item.json.budgetid }}/transactions/{{ $('Loop Over Transactions').item.json.transaction_id }}",
"method": "PUT",
"options": {},
"jsonBody": "={\n \"transaction\": {\n \"memo\": \"No valid purchase information found.\"\n }\n}",
"sendBody": true,
"specifyBody": "json",
"authentication": "predefinedCredentialType",
"nodeCredentialType": "ynabApi"
},
"credentials": {
"ynabApi": {
"id": "LAMbpNc7ufRN2Yic",
"name": "YNAB account"
},
"httpHeaderAuth": {
"id": "8Yr1tAjoggYWKgcJ",
"name": "YNAB Auth"
}
},
"typeVersion": 4.2
},
{
"id": "3c1f3a54-c2ee-4a50-9cea-8ac85cce3bb3",
"name": "거래 금액으로 이메일 검색",
"type": "n8n-nodes-base.gmail",
"notes": "Within 5 day range",
"position": [
1056,
16
],
"webhookId": "a2e46469-783f-4a8e-b079-0dd479b1f485",
"parameters": {
"simple": false,
"filters": {
"q": "={{ ($json.amount * -1).toFixed(2) }}",
"receivedAfter": "={{ $json.date.toDateTime().minus(5,'day') }}",
"receivedBefore": "={{ $json.date.toDateTime().plus(5,'day') }}"
},
"options": {},
"operation": "getAll"
},
"credentials": {
"gmailOAuth2": {
"id": "35",
"name": "Angel Personal Gmail"
}
},
"notesInFlow": true,
"typeVersion": 2.1,
"alwaysOutputData": true
},
{
"id": "3bddaecc-ee49-4b66-bf29-4746385c892d",
"name": "이메일 발견 여부 확인",
"type": "n8n-nodes-base.if",
"position": [
1248,
16
],
"parameters": {
"options": {},
"conditions": {
"options": {
"version": 2,
"leftValue": "",
"caseSensitive": true,
"typeValidation": "strict"
},
"combinator": "and",
"conditions": [
{
"id": "7a24b35c-682a-4e58-9538-8d8a46e0e502",
"operator": {
"type": "string",
"operation": "exists",
"singleValue": true
},
"leftValue": "={{ $json.id }}",
"rightValue": ""
}
]
}
},
"typeVersion": 2.2
},
{
"id": "9d6dc5c7-1a44-437d-b78f-deee027a8b75",
"name": "이메일 형식 지정",
"type": "n8n-nodes-base.set",
"position": [
1472,
-224
],
"parameters": {
"options": {},
"assignments": {
"assignments": [
{
"id": "1be94e55-fe3b-4191-98f2-19982bdab5a1",
"name": "message",
"type": "string",
"value": "={{ $json.headers.to }}\n{{ $json.headers.from }}\nDate: {{ $json.date }}\nSubject: {{ $json.subject }}\nText HTML: {{ $json.html }}\n"
}
]
}
},
"typeVersion": 3.4
},
{
"id": "de8842de-e2e3-4ba7-99d2-0abfe8355e1e",
"name": "이메일 통합",
"type": "n8n-nodes-base.aggregate",
"position": [
1696,
-224
],
"parameters": {
"options": {},
"fieldsToAggregate": {
"fieldToAggregate": [
{
"renameField": true,
"outputFieldName": "messages",
"fieldToAggregate": "message"
}
]
}
},
"typeVersion": 1
},
{
"id": "dbd5a80a-207e-4bfc-9d4f-6f7f47bd5c79",
"name": "메모 AI 에이전트",
"type": "@n8n/n8n-nodes-langchain.agent",
"position": [
1920,
-224
],
"parameters": {
"text": "=Transaction Information:\nTransaction Date: {{ $('Loop Over Transactions').item.json.date }}\nAmount: {{ $('Loop Over Transactions').item.json.amount }}\nPayee: {{ $('Loop Over Transactions').item.json.payee_name }}\nPayee Line: {{ $('Loop Over Transactions').item.json.import_payee_name_original }}\n\nEmail Information:\n{{ $json.messages }}",
"options": {
"systemMessage": "=You are an intelligent parser and summarizer for purchase confirmation emails. You will receive one or more emails related to an Amazon purchase, including possible duplicates, shipping notices, delivery confirmations, or irrelevant messages.\n\nYour task:\n\n1. **Determine which email(s)** contain the most *complete and accurate purchase information* — that means product names and prices from the order confirmation or payment receipt, not shipping or delivery notices.\n2. **Extract all purchased items and their prices** from the most relevant email(s). If multiple emails contain overlapping information, deduplicate and keep the clearest version.\n3. **Summarize** the purchase in a single, concise line suitable for a YNAB transaction memo, with a strict limit of **499 characters**.\n4. Format your summary as:\n\n ```\n Item1 ($X), Item2 ($Y), Item3 ($Z) — Total $TOTAL\n ```\n\n Abbreviate item names as needed to fit within the limit while keeping them understandable.\n5. If the email set doesn’t contain a valid purchase receipt, respond with:\n\n ```\n No valid purchase information found.\n ```\n\nGuidelines:\n\n* Prioritize **accuracy of prices** and **clarity of product names**.\n* Ignore shipping details, delivery updates, recommendations, or unrelated text.\n* Only include **items actually purchased**.\n* If multiple identical items were bought, include a count like `2x Charger ($15 each)`.\n* If an email contains multiple orders, only include details for the order in question, by figuring out what items in the email match the Transaction Information. Only output items above the Order Total that matches the transaction amount (even if there is no specific amount for each. If there is no specific amount for each item then just output the items without the price, but ensure to include the items).\n\nYou have the following tools to help with calculating values:\n{tools}\n\n\nOutput only the final summary line or no valid purchase line, nothing else.\n"
},
"promptType": "define"
},
"typeVersion": 2.2
},
{
"id": "db7390de-f066-441f-bf54-e8960e69fbba",
"name": "AI 항목 파싱 가능 여부 확인",
"type": "n8n-nodes-base.if",
"position": [
2304,
-224
],
"parameters": {
"options": {},
"conditions": {
"options": {
"version": 2,
"leftValue": "",
"caseSensitive": true,
"typeValidation": "strict"
},
"combinator": "and",
"conditions": [
{
"id": "1837942d-4a55-4e7c-bc6c-cebee7d19648",
"operator": {
"type": "string",
"operation": "notContains"
},
"leftValue": "={{ $json.output }}",
"rightValue": "No valid purchase information found."
}
]
}
},
"typeVersion": 2.2
},
{
"id": "8f7951b9-c3a1-4909-ad55-80b251461002",
"name": "스티키 노트1",
"type": "n8n-nodes-base.stickyNote",
"position": [
-192,
-160
],
"parameters": {
"color": 7,
"width": 720,
"height": 384,
"content": "## Filter out unneeded Transactions\nThe workflow first extracts the transactions, then it extracts only the data needed to process the memo. Then it checks if it's an Amazon transaction, and if the memo field is up empty or not."
},
"typeVersion": 1
},
{
"id": "1445b7c0-7691-416a-b794-593fb8cb7e36",
"name": "스티키 노트2",
"type": "n8n-nodes-base.stickyNote",
"position": [
544,
-176
],
"parameters": {
"color": 7,
"height": 400,
"content": "## Loop through Transactions\nFrom there, each of the transactions is processed individually. "
},
"typeVersion": 1
},
{
"id": "7e62c4a0-d0e6-42bc-9a82-489c0e3fcc62",
"name": "스티키 노트3",
"type": "n8n-nodes-base.stickyNote",
"position": [
800,
-368
],
"parameters": {
"color": 7,
"width": 848,
"height": 592,
"content": "## Analyze Emails for Transaction Data\nFirst, the email account is searched for emails from Amazon. It checks 5 days before and after the transaction ensure that it's not missed. From there the emails are smushed together into a single JSON object to pass along into the AI Agent. "
},
"typeVersion": 1
},
{
"id": "1121b31a-268d-47af-841c-34ac45565cf5",
"name": "스티키 노트4",
"type": "n8n-nodes-base.stickyNote",
"position": [
2032,
-416
],
"parameters": {
"color": 7,
"width": 896,
"height": 640,
"content": "## Update Memo Field and Move on to next Transaction\nFrom there, the memo field is updated on each Transaction. If the AI was able to find the price data it needs, it uses that to update the memo field. The memo field is limited to around 500 characters, so it has to make the item names more concise. If items are not found, it updates the memo with a hardcoded message to let you know that you need to locate it yourself. This also prevents a transaction from constantly running through the AI agent. At the end we have a rate limiting wait to ensure the AI doesn't get overwhelmed with too many requests at once. Check your AI model API limits to set the wait value correctly. "
},
"typeVersion": 1
},
{
"id": "f92b9e36-eae9-41bc-86cb-cf3bc70019bd",
"name": "스티키 노트5",
"type": "n8n-nodes-base.stickyNote",
"position": [
1664,
-608
],
"parameters": {
"color": 7,
"width": 352,
"height": 832,
"content": "## Use AI to Extract information\nThe AI agent then receives all the emails and the transaction information, and uses that to extract the information needed using the System Prompt. You can use any AI you wish, but your results may vary. \n- ChatGPT is currently best for this, however it's the most expensive. \n- Google Gemini has a free tier, however it's limited depending on your model.\n\n\n⚠️ _Warning: I am feeding the AI the most verbose emails to ensure items are found even in hidden HTML fields, but it can be updated to reduce cost by adding an html to markdown converter which may help reduce tokens at the cost of accuracy._"
},
"typeVersion": 1
},
{
"id": "3559c8c5-e554-467e-9c28-ea05a2d0d02e",
"name": "스티키 노트6",
"type": "n8n-nodes-base.stickyNote",
"position": [
-656,
-128
],
"parameters": {
"color": 3,
"width": 256,
"height": 352,
"content": "### Update with your budget id\nTo get the budget ID, login to the app, and look in your url for the portion with Xs in my example. Update the URL with it: https://app.ynab.com/XXXXXXXX-XXX-XXX-XXX-XXXXXXX/budget"
},
"typeVersion": 1
},
{
"id": "974d2930-8924-4ced-b818-0ff7e6ae2f31",
"name": "이메일 없음",
"type": "n8n-nodes-base.noOp",
"position": [
1600,
32
],
"parameters": {},
"typeVersion": 1
},
{
"id": "209cb59b-fa92-4695-9fcc-14a2d0c31483",
"name": "예산 ID",
"type": "n8n-nodes-base.set",
"position": [
-576,
48
],
"parameters": {
"options": {},
"assignments": {
"assignments": [
{
"id": "33f4d69a-598d-4d78-8586-b8b2cd6e2d75",
"name": "budgetid",
"type": "string",
"value": "XXXXX"
}
]
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}자주 묻는 질문
이 워크플로우를 어떻게 사용하나요?
위의 JSON 구성 코드를 복사하여 n8n 인스턴스에서 새 워크플로우를 생성하고 "JSON에서 가져오기"를 선택한 후, 구성을 붙여넣고 필요에 따라 인증 설정을 수정하세요.
이 워크플로우는 어떤 시나리오에 적합한가요?
고급 - 문서 추출, AI 요약
유료인가요?
이 워크플로우는 완전히 무료이며 직접 가져와 사용할 수 있습니다. 다만, 워크플로우에서 사용하는 타사 서비스(예: OpenAI API)는 사용자 직접 비용을 지불해야 할 수 있습니다.
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저자
Angel Menendez
@djangelicAngel Menendez is a Staff Developer Advocate at n8n.io, specializing in low-code tools for cybersecurity workflows. From Puerto Rico, Angel's tech journey began by helping his father translate technical books. He later started a web development business and transitioned from a career as a flight attendant to cybersecurity engineering. His workflows have saved companies significant time. Outside work, Angel enjoys time with his two sons, riding electric bikes, reading, and exploring new places.
외부 링크
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